Total Rewards Benefits

Helping you deliver care.

At Palmetto Health, we take pride in offering compassionate care to those who turn to us with medical needs. Likewise, we are committed to the needs of our team members who help us deliver exceptional care. We listen to our team's needs for now and the future, and greatly value our team members’ time and talents.

We're able to show our appreciation in big ways – through flexible scheduling, generous benefits and future opportunities for personal and professional growth.

Looking for more in-depth information on our Total Rewards Benefits? Easily find the details you need at TotalRewardsBenefits.com.

Available benefits from Palmetto Health


We offer two medical plans to choose from. When team members choose either medical plan they are automatically enrolled in the Prescription Drug Program, which allows team members to obtain prescription drugs at retail pharmacies or through mail order with a co-payment. The two medical plans are:

  • Health Reimbursement Account Plan
  • Health Savings Account Plan

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Team members may choose from two dental plans. The two dental plans are:

  • High-option (100% coverage for routine cleanings)
  • Low-option (100% coverage for routine cleanings)

To maximize benefits, Delta Dental's PPO and Premier network of providers are available.

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This reimbursement plan provides coverage from any vision care provider and reimburses up to:

  • $45 for eye exams
  • $90 for lenses
  • $60 for frames
  • $150 for contact lenses

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Palmetto Health recognizes the importance of time away from work for leisure, rest and recreation. Paid Time Off (PTO) is provided so team members have personal time for vacation, holidays, short-term illness/injury and other situations such as family illness, funerals, and any other unexpected absences. Benefit-eligible team members accrue paid time off based on their number of years of service.

Years of Service

Annual Number of Accrued Days Off

 

Full-Time
(72-80 hours/2wks.)

Part-Time
(56-64 hours/2wks.)

Part-Time
(40-48 hours/2wks.)

0-1

26

17

13

2-4

26

18

14

5-9

27

20

15

10-14

29

22

16

15-19

32

24

18

20-24

33

25

19

25+

35

26

19

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Palmetto Health and Palmetto Health-USC Medical Group team members can ride The COMET for free. The COMET, Columbia's public transit system, currently offers 17 routes that serve Palmetto Health.

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Access caregivers in a pinch. The Back-Up Care Advantage Program® offers the highest-quality temporary care to Palmetto Health team members whenever regular child and adult/elder care arrangements are unavailable. Team members have access to 10 days of backup care per year to care for both child and adult care recipients.

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Short-term disability

  • No cost for eligible team members
  • Weeks 1–13 at 50% of base pay, weeks 14–26 at 60% of base pay
  • 15-day elimination period
  • Maximum Benefit amount up to $4,000/week

Long-term disability

  • No cost for eligible team members
  • Benefits payable at 60% of base pay after 180 days elimination period
  • Maximum benefit amount up to $10,000/month

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Palmetto Health team members can enjoy discounts offered by various retailers by simply showing their team member ID card.

Services include:

  • Auto rental
  • Banking
  • Beauty care
  • Communications
  • Entertainment
  • Eye care
  • Fitness and gyms
  • Health care
  • Housing
  • Restaurants

Visit PalmettoHealthEmployeeDiscounts.com for more information.

Palmetto Health Counseling at Baptist, Richland and Baptist Parkridge provides a team member assistance program called E-CARE so Palmetto Health team members and qualified family members can be intentional about seeking and practicing self-care. Family members qualify if they are covered under the team member's medical insurance through Palmetto Health.

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Palmetto Health will reimburse, within institutional limits, tuition incurred by a regular full-time team member and a regular part-time team member (budgeted at least 24 hours per week) after 90 days of continuous employment provided the educational offering is related to Palmetto Health critical job needs, and meets the requirements for a degree. Support of tuition is subject to change based on Palmetto Health initiatives and/or budget constraints.

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Team members may enroll in a Dependent Care Flexible Spending Account and/or a Health Care Flexible Spending Account. These accounts allow team members to set aside pre-tax dollars for eligible and predictable health care expenses not covered by health insurance and dependent care expenses for eligible dependents.

  • Dependent Care Flexible Spending Account
  • Health Care Flexible Spending Account
  • Limited Purpose Flexible Spending Account

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One of the biggest developments in healthcare in recent years is the introduction of the Health Savings Account (HSA). The HSA is a portable savings account used in combination with a qualified annual high deductible health plan to pay current medical expenses with tax-free dollars, or to save for future medical expenses. Palmetto Health's qualified high deductible health plan is the Smart Consumer Plan listed above. This means you are eligible to payroll deduct Health Savings Account (HSA) contributions and you receive contributions from Palmetto Health even if you elect not to contribute to the HSA.

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Loyalty has its rewards. Our team members dedicate their career to the care of the patients in our community. Palmetto Health is rewarding loyalty by reintroducing the Team Member Annual Longevity Bonus.

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Group life insurance and Accidental Death & Dismemberment (AD&D)

Palmetto Health pays 100% for eligible team members' basic group life insurance and AD&D of one (1) times annual base pay.

Voluntary term life insurance

Eligible team members may purchase an additional one to eight times' annual base pay in term life insurance at group rates.

Voluntary dependent life insurance

Eligible team members may purchase voluntary dependent life insurance coverage of $25,000 for spouse & $10,000 for child(ren) on each eligible dependent for $2.11 cents a pay period.

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myHealth Rewards is a wellness program for Palmetto Health team members. From health coaching, health screenings and wellness resources, The myHealth Rewards team is committed to providing team members and their families with interactive tools to plan fitness, dietary and health goals. It’s part of our investment in our team members.

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A full service financial institution that is easily accessible at all campuses.

  • Checking accounts
  • Savings accounts
  • Loans (auto, mortgages, computer)
  • Health savings account
  • Online banking
  • CDs and IRAs

Visit www.palmettohealthcu.org for information on many other services.

Full-time and part-time Palmetto Health team members can take up to three working days/shifts off for each family bereavement event. Family members include spouse, domestic partner, parent, child, sibling, grandparents, in-laws and step- relatives.

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403(b)/401(k) defined contribution plans administered by Fidelity.

  • 6 year vesting schedule
  • Loans and hardship withdrawals available
  • Numerous investment options

Must be 21 years old and have one year of continuous service with Palmetto Health and be in an eligible team member status code to be eligible for the match. Palmetto Health will make a matching contribution to your account s indicated in the table below.

Palmetto Health retirement matching schedule

Years of service

Bi-weekly matching contribution

1-4

$1.00 for each dollar you contribute up to 3.5% of bi-weekly pay

5-9

$1.10 for each dollar you contribute up to 3.85% of bi-weekly pay

10-14

$1.20 for each dollar you contribute up to 4.2% of bi-weekly pay

15-19

$1.25 for each dollar you contribute up to 4.375% of bi-weekly pay

20+

$1.40 for each dollar you contribute up to 4.9% of bi-weekly pay

Learn more


Easily find more information about the benefits you need.

Visit TotalRewardsBenefits.com for more information on Palmetto Health benefits.

 

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